Social Security Choices

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Divorced Persons Overview

If you are divorced (and not currently remarried) and you were married more than 10 years before your divorce, you may be eligible for benefits as an ex-spouse. These benefits increase if you wait until you are 66 before taking them. Even if you are eligible for a Social Security benefit on your own work record, there may be some advantages in taking the benefit for an ex-spouse, either because it is larger than your own retirement benefit or because you might be able to get the ex-spouse benefit while you are waiting to claim your own benefit. (By waiting to claim your own retirement benefit, it will be larger when you finally claim it.)

Sorting out all of these details to find the right year to take these various actions can be complicated; we solve this complex problem for you with our custom report. This report will show you the optimal strategy and detailed analysis of the costs created by Social Security claiming strategies that yield less than the maximum retirement and spouse benefits.

To get a customized report we need a little non-confidential information from you:

  1. an email address so we can send you our report;
  2. years of birth for both you and your ex-spouse; and
  3. an estimate of Social Security retirement benefits for you and your ex-spouse. There are four ways you can get this information.
    1. Your Social Security Statement (which is typically mailed annually to people 60 and over, but is currently suspended for budgetary reasons).
    2. Social Security provides a retirement benefit estimator on their website.
    3. Social Security now provides access to Your Social Security Statement online.
    4. Call the SSA at 1-800-772-1213.

That's it! That's all the information we need.

Go ahead! Get your Social Security Retirement and Ex-Spousal Benefit Analysis now for only $39.99, or check out the left side of the page for more information about Social Security choices for divorced persons.

Divorced Person