Social Security Choices

What About Delaying Benefits?

Your Security Security retirement benefits that are based on your own work record will increase every year you delay claiming them up to age 70.

Unlike Social Security retirement benefits, the divorced-spousal benefit does not increase if you wait to take benefits beyond your full retirement age, currently age 66 for most claimants. Thus, there is no advantage in waiting beyond your full retirement age to start taking your divorced-spousal benefit.