Social Security Choices

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Who Qualifies?

Generally, to qualify for retirement benefits, you need to pay Social Security taxes on your earnings for 40 quarters, or 10 years. If you are uncertain about your eligibility for retirement benefits, use the SSA retirement benefit estimator, check your statement online, or call the SSA at 1-800-772-1213. You can also get this information from a recent Social Security Statement received in the mail. Women retirees (and even some men) may find the SSA publication "What Every Woman Should Know" informative.

If you are married, you may also be interested in the eligibility criteria for spousal benefits, which are often an important part of a complete Social Security claiming strategy.

Please note that only the Social Security Administration can officially determine the benefits for which you are eligible. Our description of the eligibility criteria are intended solely as a guideline. Before ordering a married persons' report from us, you should ensure that you actually qualify for retirement and/or spousal benefits. The SSA offers a benefit eligibility tool to help determine your eligibility.

If you feel certain that you are eligible for retirement and/or spousal benefits as a married couple, order your custom analysis now!