Social Security Choices

When Can You Get Benefits?

If you are born between 1943 and 1954 your "full retirement age" is 66, although you can claim benefits beginning at age 62. However, claiming benefits before your full retirement age results in a reduction in your monthly benefit amount. Please reference the table below for specific full retirement ages by birth year.

Full Retirement Age by Year of Birth
Year of Birth Full Retirement Age
1937 or earlier 65
1938 65 and 2 months
1939 65 and 4 months
1940 65 and 6 months
1941 65 and 8 months
1942 65 and 10 months
1943-1954 66
1955 66 and 2 months
1956 66 and 4 months
1957 66 and 6 months
1958 66 and 8 months
1959 66 and 10 months
1960 and later 67